Pay your
in one upload.
Upload one file, a second person approves, and everyone is paid to mobile money, any Zambian bank or a Mytalu wallet. Plus sub-balances, live cashflow and statements your auditors can read.
Licensed by the Bank of Zambia · PSC No. 09/PSB/2023
payday, the old way
Stop carrying cash to site.
Envelopes counted on a Friday afternoon. Queues at the agent. A wages book nobody can audit. With Mytalu Business, one person uploads the file, someone else approves it, and every worker is paid to their phone or bank, with a record of exactly who got what.
see it in two minutes
The whole dashboard, in one tour.
Balances, a bulk payment from upload to approval, schedules, transactions and analytics, using a sample business so you can see every screen.
web and mobile
At your desk and on site.
Prepare payroll on the web dashboard, then approve it from your phone. Same balances, same team, same approvals.
Tools that work
as hard as you do.
Everything you need to manage money — nothing you don't. Built for how Zambian businesses actually operate.
Collections
Accept payments from Mytalu wallets instantly. Share your @TaluTag or generate a QR code — funds land in seconds.
Payouts
Pay customers, suppliers or staff through any of our five payment channels — one at a time, in bulk, or on a schedule.
Dual Approval
Optional dual approval — turn it on and every payment needs a second approver before any money moves.
Multi-Balance
Create named sub-balances for payroll, tax reserves, marketing — and move money between them instantly.
Analytics & Statements
Monthly and yearly cashflow by category, plus downloadable statements for your accountant.
Team Roles
Add team members with role-based permissions. Each gets their own login and only sees what their role allows.
Five ways to move money.
One dashboard.
Send and receive by TaluTag, mobile money, bank transfer, e-wallets and bill payments — with full category tracking and fee transparency.
TaluTag
Send to any Mytalu @TaluTag, personal or business
Mobile Money
Pay out to mobile money wallets
Bank Transfer
To any Zambian bank account
E-wallets
Pay out to other e-wallets
Bill Payments
Utilities, TV, internet & more
Transparent Pricing
Every transaction shows the fee upfront before you confirm. No hidden charges, no surprises — just clear costs so you can plan with confidence.
More than payments.
Your back office, too.
Inventory, expenses, tasks, customers, employees — manage your entire operation from the same app you use to move money.
Inventory
Track products, prices, and stock levels
Expenses & Budgets
Log, categorise and budget business expenses
Tasks
Manage team tasks and deadlines
Customers
CRM for your customer base
Employees
Manage staff records and access
Saving Pots
Ring-fence funds for specific goals
Built for organisations that pay a lot of people.
If you pay 20 or more people, or a long list of suppliers, every month, this is for you.
NGOs & donor-funded projects
Pay field staff, per diems and community volunteers in one upload, with a second approver and a statement your auditors and donors can read.
Agriculture & outgrower schemes
Pay every farmer and seasonal worker on the scheme the same day, straight to their mobile money.
Construction & mining
Stop carrying cash to site on Fridays. Pay casual crews to mobile money, with a record of who was paid what.
Security, cleaning & facilities
Run payroll for hundreds of guards or cleaners from one file, approved by two people before any money moves.
Schools & colleges
Pay staff and suppliers from one place, keep fees in their own sub-balance, and build the board's approval into every payment.
Up and running in minutes.
Create your account
Sign up in minutes with your business details.
Complete KYB
Upload PACRA, TPIN, and ID — business verification is usually completed the same day.
Top up your balance
Fund your account in a few taps.
Start transacting
Collect, disburse, and manage — all from one dashboard.
before you ask
Questions finance teams ask us.
Something else? Book a demo and ask us directly.
Is Mytalu regulated?
Yes. Mytalu (Zambia) Limited is licensed by the Bank of Zambia (PSC No. 09/PSB/2023). Customer money is held in trust accounts at licensed banks in Zambia, separate from Mytalu's own money.
Who can we pay?
Anyone on mobile money (Airtel, MTN and Zamtel), any Zambian bank account, other e-wallets and any Mytalu @TaluTag. You can also pay bills. Pay one person at a time, a whole file at once, or on a schedule.
How does approval work?
Dual approval is optional. When it's on, one person prepares a payment or a bulk file and a second person approves it with their PIN before any money moves. Nobody can approve their own request.
What does it cost?
Fees start from 0.1%, depending on where the money goes. Every fee is shown in full before you confirm a payment, and again on your statement. Nothing is hidden.
How quickly can we start?
Sign up online, then upload your PACRA certificate, TPIN and ID. Business verification is usually completed the same day. Then top up your balance and you're ready to pay.
Can my team have their own logins?
Yes. Add team members with their own logins and roles, so each person only sees and does what their role allows. They can use the web dashboard or the Mytalu Business app on iPhone and Android.
Ready to streamline your business?
Create your business account in minutes.