Your money.
Your rules.
Real money, real tools, real lessons — all in a safe space with parent oversight built in. Learn to save, spend smart, and master your money before you turn 18.
Not a toy account.
A real one.
Every feature is designed to teach you money skills while keeping things safe, fun, and yours.
Savings Goals
Set a goal, pick an emoji, watch your progress grow. Whether it's headphones or sneakers — save for what matters to you.
Money School
Bite-sized lessons on budgeting, compound interest, and more — with quizzes that actually make it fun.
Spend Analytics
See exactly where your Kwacha goes. Colour-coded categories, percentages, and tips to spend smarter.
Instant Payments
Send money via @TaluTag, request money from family, buy airtime and pay bills — all from one place.
Challenges & Badges
Earn badges for saving streaks, completing quizzes, and hitting goals. Level up your money game.
LuSE Market
Follow real Zambian stocks on the Lusaka Securities Exchange. Start learning how markets work — early.
Send, pay & buy — your way.
Your own @TaluTag for instant transfers between Mytalu wallets, plus mobile money, bank transfer, e-wallets and bill payments — all in one app.
TaluTag
Instant transfers to other Mytalu wallets, 0.1% fee
Mobile Money
Top up and send with mobile money
Bank Transfer
Send to Zambian bank accounts
E-wallets
Send to other e-wallets
Bill Payments
Zesco, DStv, internet & more
Learn money skills that actually stick.
Short lessons, real examples, and quizzes to test what you've learned. Built for Zambian teens, not textbooks.
Compound Interest
Budget Like a Boss
How Banks Work
Setting Money Goals
Wants vs Needs
Staying Safe Online
They learn independence.
You keep visibility.
See their activity as it happens, approve the money they send, and guide their journey.
Family Dashboard
See all activity, approve the money they send, and follow their savings goals — all from your own Mytalu account.
Up and running in minutes.
Parent signs up
Download Mytalu and create your parent account with KYC verification.
Add your child
Set up their Under 18 account from your Mytalu app.
They get their own app
Your child logs into their own Mytalu Under 18 app with their @TaluTag.
Learn & grow together
They save, spend, and learn — while you stay in the loop.
Give them a head start.
The best time to learn about money is before you need to. Download Mytalu Under 18 and set them up today.